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Although the saying “accidents are about people” is quite well known, many people think that we will definitely not be hurting anything. And this is one of the many reasons why we do not buy non-compulsory insurance to protect our lives or health, as well as our property. Therefore, many people feel sorry for the event that it was a shame to spend a small amount of money compared to the costs of possible damage. One of such additional insurance is the payday loan  policy , about which we will say a little more.


What is the payday loan  policy?

What is the payday loan  policy?


payday loan  policy (AC) is a voluntary motor insurance policy, which covers our car along with the equipment against theft, damage or destruction. The scope of insurance depends on the terms of our policy and is always included in the General Terms and Conditions of Insurance. Of course, we can choose the variant that interests us – it will depend on our contribution which we will pay to the Insurance Company. However, the most common AC policy is damage caused as a result


  • An accident or collision with another vehicle, other persons, animals or objects that are outside the vehicle,
  • Damage to the vehicle as a result of actions of third parties or animals,
  • Fire or explosion,
  • Theft of a vehicle or attempted theft
  • Atmospheric phenomena such as downpours, floods, hail, hurricanes, lightning, avalanches, ground subsidence, etc.


Each car owner can also extend the scope of the AC policy.



We are talking about:


  • Help when replacing a wheel,
  • Organization and covering the costs associated with the transport of a vehicle that has suffered an accident or breakdown,
  • Organization and covering the costs related to renting a replacement vehicle,
  • Organize and cover the cost of renting the hotel at a time when the vehicle is broken or damaged.

We can choose many other options that are constantly coming in, as insurance companies are constantly introducing options for their clients. However, we must be aware that the more options we choose, the more we will have to pay the premium.


Is it worth buying an payday loan  insurance ? If only we can afford it. And it’s not just about new cars. The costs related to the repairs of slightly older vehicles often exceed the cost of AC insurance, so we can return it very quickly.

Credit from the Bank: Low Interest Rate Guarantor

We all know that a fast online credit of up to $ 1000 per bank is much lower than a fast money loan. On this page you will see several offers for fast loans from banks up to 1000 leva only with an ID card, no guarantor , no collateral and no documents for income from an employer. for further explanation

In our busy everyday life, especially during holidays and family events, we often need a small amount of money for urgent and urgent needs, for which we can apply in the easiest way, simple, without much documentation. We need that money immediately, and that’s why we need to get it on the very same day that we’ve applied for credit. We need little support, we will use the money for a short time and we will return them quickly.

We will introduce you to bank offers for lending up to 1000 leva.

We will introduce you to bank offers for lending up to 1000 leva.

1. United Bulgarian Bank – Small Credit

  • Credit immediately at the amount of 500 to 1000 leva under good interest conditions, repayment term – 6, 9 or 12 months.
  • Attractive application procedure.
  • No guarantor and no fee for document viewing.
  • Fast approval and absorption of funds – within one business day.
  • Fast online credit up to $ 1,000 from a bank with even lower interest rates for wage transfers at the bank.
  • The loan may also benefit pensioners who receive their pension at the bank at preferential terms – a variable interest rate based on a 6-month SOFIBOR and a flat-rate surcharge.
  • There is a credit assessment fee and a monthly fee on an account servicing the loan.
  • The repayment is in equal monthly installments.
  • You can also return the credit via an ATM.
  • Possibility to activate an insurance program – “Credit protection”.

2. DSK – Quick Loan

  • Currency – BGN, from 500 to 2000 for new customers and up to 7000 BGN for existing clients, repayment term from 6 months to 5 years.
  • Apply only with an ID: ID card, with an easy procedure.
  • Fast money to pay without documents from the employer.
  • Do not need paper documents.
  • The money is on your account within 1 hour.
  • Fast online credit up to $ 1000 from a non-guarantor bank, with a fixed interest rate, depends on the individual customer profile.
  • Fees and commissions – according to the Bank’s Tariff.

3. Piraeus Bank – Fast Consumer Loan

  • Purpose: for all consumer purposes, unexpected costs and refinancing of liabilities.
  • Currency – BGN, from 600 to 5 000.
  • Apply only with ID card under clear conditions.
  • Response to the Bank’s opinion is up to 30 minutes.
  • Fixed interest rate for the entire loan period.
  • There is no charge for opening and maintenance of the servicing loan account.
  • There is a fee for examination of documents, credit assessment fee – due upon approval and depending on the amount requested, there is also a fee for early repayment.
  • Term for repayment of the loan: from 12 to 36 months, in equal monthly installments.

4. Central Cooperative Bank – WEB Credit

  • You get easy and without formalities fast money up to 3,000 leva.
  • Fast online credit up to BGN 1000 from a bank without a guarantor.
  • Mini credits without income documents.
  • You get approval within 2 hours, the money is the same working day with you.
  • Conditions of release: Have a monthly income of no less than the amount of the loan installment plus BGN 160 and have an electronic signature – you can get it from any office of the bank. Using the electronic signature, you apply for and sign the credit agreement.
  • The interest rate is a floating / reference plus bank surcharge.
  • There is a fee for reviewing the credit application.
  • Term for repayment of the loan – up to 2 years. Your prepayment installment is calculated using a credit calculator.
  • With this credit, you use a variety of bank products and services.

5. First Investment Bank – Easy Credit

  • You get additional funds with quick approval.
  • You are not bound by a repayment plan.
  • Conditions of release: You are clients of the bank and receive your monthly income through a debit card issued, work on an indefinite employment contract (or assimilated, you may have income from a pension), for at least 6 months, not in probation. The minimum amount of your monthly earnings is not less than $ 240.
  • The loan is in overdraft mode – you are repaying cash receipts and you can still have the money within the agreed loan term.
  • Loan amount: up to 10 times monthly earnings on the account.
  • Required documents – request and declaration of affiliation according to the sample of the bank, a copy of an identity document, a copy of a labor contract and others at discretion.
  • The disbursed amount is paid in installments, the amount of which you determine yourself.
  • The money you spend when you need, you pay interest only on the amount used.
  • Loan installments free of charge for preliminary examination of the credit application, there are no fees and commissions for allocation and management.
  • Fast online credit up to BGN 1000 from a bank without a guarantor with a loan term is 1 year, with the possibility of automatic renewal.

Financial companies that grant fast credit have their advantages, but you’ve decided to withdraw credit from a bank, mostly because of lower interest rates and greater security. Loans without interest from a bank are difficult to find, but there are many lucrative offers with low interest and no guarantor.

7 Express Loans Online: For Urgent Needs

To meet needs, meet immediate urgent needs, pay fast running costs or take advantage of a momentous purchase or service, loan money must be not only quick, they must be express loans online.

The credit application, the submission of the necessary documents, the approval, the signing of the contract, the receipt of the money is the whole process, which should be organized as quickly as possible.

In order to reach the borrower’s money, the application must be online, the required documents must be minimum in number – credit only ID card , the conditions must be quickly executable and understandable, the signing of the contract must be electronic and the money to be received in the most convenient way for the borrower.

The loans must be express, only then they can fulfill their purpose and the purpose for which they are taken. Money in minutes, money on the moment, money on the same day – express loans!

We will look at offers from popular financial companies that lend to your needs express loans.

We will look at offers from popular financial companies that lend to your needs express loans.

1. Vivus

  • Exploring your loan application in three steps: sign up, apply, and receive the money.
  • By yourself, you choose the desired amount and term of the loan in the amount of BGN 1,300, repayment term of 30 days, you are always aware of the full amount of the return.
  • Borrowing Requirements: Bulgarian citizens older than 19 years providing the required information and covering minimum credit requirements.
  • No guarantors are required, no hidden fees, no guarantees are required.
  • Every first loan up to 400 leva returned within 30 days is completely free, free of interest and no fees, you return as much as you have taken.
  • You can extend the 7, 14 or 30 days limit to an unlimited number of times within one calendar year, you may apply for an additional amount of money to your active loan.
  • Extinguish through Cesmeinimal, Easypay, or by bank transfer.

2. Creditsimo

  • Express loans and quick money in minutes only with an ID card of up to BGN 2,500 and repayment term of 3 to 24 months.
  • Fully online, on-site throughout the country without a break, approval for up to 7 minutes, the contract is also signed online.
  • Every first and fifth credit up to 600 leva returned within 30 days is completely free, no interest, no fees.
  • No guarantors required, no warranties sought, only contact person.
  • Terms of Application – Be mature and have a valid ID. The credit application is free of charge and does not bind you to a contract, you may opt out.
  • Interest is determined individually, loyal customers benefit from preferences and discounts.
  • There is a possibility of refinancing the loan and rescheduling in convenient small installments for an extended period of time.

3. Feratum

  • 24 hours a day, you can fill out the short application form from any mobile device, execute the instructions from the received SMS / email, approval within 5-10 minutes, receive the money the same day.
  • Amount of loans up to BGN 3500 and repayment term up to 12 months.
  • Conditions for granting – Bulgarian citizens, permanently living with registration, between the ages of 18 and 70, with income and pure credit history.
  • There is a credit calculator to calculate the exact amount you owe and see the amount of interest depending on the amount of money and the repayment term of the loan.
  • No hidden charges, there is a grace period for repayment.
  • It is necessary to present a natural person guarantor (meeting the requirements) or bank guarantee from a partner bank of the company.
  • Every first loan up to BGN 800 is 0% interest, returned once in 15 days, there are special offers for loyal customers.
  • You can get a document about your current loan status, pay the loan in installments, extend the loan period by 7, 15 or 30 days.

4. Micro credit – Credinet

  • Express loans and credits without an online guarantor with express service, up to minutes for credit without visiting an office, easy approval with an ID card only.
  • Amount BGN 200 to BGN 3300, repayment term from 3 to 12 months in equal repayments.
  • Free application for an online unsecured loan, no guarantors are required, you only specify a contact person with a telephone number who is over 18 years old.
  • You take the money in a bank account, in cash from an office of the company or from Easybank, you return in the same ways.
  • Credit with 0 BGN interest, returned within 30 days, a small administrative fee is paid.
  • You can refinance your credit if you need a larger amount of money.

5. BNP Paribas – Personal Loan

  • Rapid application and immediate approval for a loan amounting to BGN 800 to BGN 30,000, a repayment term of 6 to 84 months.
  • You choose the desired amount and a convenient monthly payment according to your financial options.
  • Fixed annual interest rate.
  • No guarantors are required.
  • There are no hidden fees and additional costs, there is a commitment fee in% to the amount.
  • Payment methods: Free with cash terminal, ATM, EasyPay, Partner Banks and others.
  • For additional security and adverse events, you can make insurance – “Payments Protection”.

6. Cash Loan

  • Approval for up to 6 minutes for credits ranging from 100 to 2,000 leva, you take the full amount, a return period of 1 to 18 months.
  • Conditions for granting: Bulgarian citizens who are 18 years old with a valid ID, do not have to prove income.
  • Credit against collateral: Once you have signed the contract and absorbed your money, depending on the type of loan you are applying for, you need to bring 1 or 2 individuals (eligible) or bank guarantee from 24 hours to 5 days.
  • Every first credit up to 399 BGN returned within 30 days is 0% interest.
  • There are no fees for applying for and absorbing credit money.
  • If you are a good customer, you can participate in a loyal discount program.

7. Stick Credit

  • Very fast and express loans up to 1500 leva.
  • Payroll online , with an opportunity to apply and by phone.
  • You get an answer and call in minutes to see if you’re approved or not.
  • You can apply for any online loan through the Stikcredit site.
  • Repayment of equal monthly installments.
  • On the territory of Bulgaria – from anywhere in the country.
  • Application conditions: Being at work and being between 18 and 70 years of age.
  • You receive the amount on your bank account or at EasyPay Cashier.

Credit to Salary Online: Fast, Urgent and Easy

The true nature of popular fast-track credits is defined as: withdrawal of urgent loan money and quick credit to an online salary to cover urgent expenses, small amounts disbursed for a short period of time to meet unforeseen needs until the regular monthly remuneration. The story is on

Fast loans are so – as quick money to pay. In practice, monthly pay is often delayed for various reasons, and bills and other costs are unfortunately not postponed, but they have set delivery dates.

You may find a favorable but instant opportunity to take advantage of a promotion, a bargain purchase or a long-awaited service. Wage credit is a favorable short-term solution to the financial difficulties we all experience. Credit to pay online is a small loan that handles a minimum of documents, most are even without a guarantor and are paid for a short time.

For payday loans you apply online through a quick and easy procedure, under clear conditions, they are received quickly, returned to 15, 30 – 45 days. We will introduce you to the most popular offers for quick credit to pay online.

Credisimo – Credit to Pay Online

  • By yourself, you choose the amount of money you need, within 600 BGN with a maximum repayment term of 15 to 30 days.
  • Credit only against identity card only with fully protected personal data.
  • Sending a free online application that does not bind you to a contract, you can always opt out.
  • Approve up to 7 minutes, receive money by bank transfer or at Easy Money, return in all known ways.
  • Every first and fifth Credisimo to pay is free of interest, without any cost, you return as much money as you have taken for a period of up to 30 days.
  • No guarantors are required, only contact with an active mobile phone.
  • If you are unable to repay the loan on the due date, you may extend the payout period indefinitely. You pay only the cost of the period and reopen the loan for the original repayment term.
  • If you are a good payer, you can withdraw a new loan before repaying the previous one, you can refinance the loan.
  • Working time – seven days a week, weekends and public holidays.

Feratoum – Quick pay to pay online

Feratoum - Quick pay to pay online

  • An amount of 50 to 800 BGN, a repayment term of 5 to 45 days.
  • Online, round-the-clock, end-to-end, receive money the same day, in a convenient way.
  • Conditions for allocation: Bulgarian citizens aged 18 to 70 with permanent address registration, income and good credit history.
  • There is a credit calculator to see how interest is calculated based on the amount and the repayment term.
  • It is necessary to provide a guarantee for your loan – a natural person meeting the conditions / maturity, to work on a minimum 6 months contract with an official salary of not less than BGN 2 000, to have a good credit history / or a bank guarantee from bank, partner of the company.
  • Every first loan to a salary is 0% interest, with 0 BGN tax refunded for 15 days.
  • There are no hidden charges, additional costs, vague terms and a small ambiguous font, no pre-paid redemption fees.
  • You can pay the loan in parts, in installments as you wish, you can extend the term up to 5 times by 7, 15 or 30 days.

Smile Credit – Payday Loan Online

Smile Credit - Payday Loan Online

  • An amount of 50 to 500 leva, 90 to 360 day contract, fully online, the registration takes minutes, you receive and return the money by bank transfer or at Easybank.
  • Without guarantors, you need no collateral.
  • No application or transfer fees.
  • Interest is charged only for the period of money use.
  • Conditions for release – at least 18 years of age, permanent income, paid social security contributions and a purely credit record.
  • You can extend the period by making the interest and rescheduling the principal, either by paying the interest and some of the principal, and the balance being deferred.
  • If you have a payday loan, you can also apply online for a consumer loan.
  • Every first credit in the company up to $ 1,500, returned within 30 days is without any cost, you return as much as you have taken.

Free Loan

Free Loan

  • Amount up to 700 leva, repayment term up to 45 days.
  • For all adult Bulgarian citizens, regardless of social background.
  • Online application free of charge, fast approval and receipt of money the same day, bank transfer or cashier EasyPay.
  • No collateral required.
  • Credit without insurance and without proof of income.

Mini Loan

Mini Loan

  • Loan amount up to 500 BGN, you choose the exact amount and term for repayment, fill in the online questionnaire, get a response within 30 minutes, after the confirmation of the contract you receive the money immediately by bank transfer or at Easypaypay, repayment term up to 30 days.
  • The first payday loan up to $ 500, returned up to 15 days is interest-free, discounts for each subsequent internet credit.
  • Conditions for granting: Bulgarian citizens living in the country, 18 years of age, with permanent income, mobile phone and email address.
  • A collateral from guarantors or a bank guarantee is required.
  • You can get a payday loan if you have other active loans as long as they are serviced.
  • You can withdraw money multiple times and return it within the framework of the contract, you can pay partial principal amounts and reduce the amount on which interest is charged.



  • Fast credit up to a salary of 50 to 1 000 BGN, repayment term up to 12 months.
  • Conditions for allocation: Bulgarian citizens over 18 years old, with a bank account and filled in correct information in the online application.
  • Response from 5 to 20 minutes, you receive a notification email for the company’s decision, the contract is signed online.
  • Collateral is required – one guarantor with an insurance income of over BGN 1,400, working on a labor contract with the last employer for at least 6 months with a pure credit record and no active loan to the company.
  • There are no hidden interest and fees, free application and no penalties for early repayment.
  • You can extend the deadline by 7, 14 or 30 days, for a fee, you can refinance if you have repaid 75% of your credit.

CREDIRECT – Payroll online

CREDIRECT - Payroll online

  • Amount up to 500 leva, you receive within one business day, after confirmation of the loan agreement by bank transfer.
  • Expand your credit application within 20 minutes.
  • Repayment is for one installment over a period of 14 or 28 days.
  • Release conditions – 18 years of age, fill in the required information and cover minimum credit requirements.
  • You receive the loan agreement by email.
  • Fixed interest rate for the period of money use.
  • A collateral from a guarantor, bank guarantee or promissory note is required.
  • You can cancel your contract within 14 calendar days.
  • Simultaneously with credit to pay online, you can also use a consumer credit from the company.



The payday loan company operating in several European countries has many customers in our country who have been lending money to it for many years. What’s more, new customers are also constantly submitting applications, thanks to which their number is constantly growing. And all because the loan in payday loanis competitive, and the speed at which they provide it is one of the record-breaking on the market.



Payday loan website and submit a loan application

Payday loan website and submit a loan application


The moment in payday loancan benefit practically everyone. Because this company does not require from its clients certificates from the workplace or other documents confirming income. There is also no need to suggest a guarantor or other forms of security. To get a loan, all you need is access to the Internet, a mobile phone and a bank account. And what to do to get a loan? First of all, we need to register on the payday loanwebsite and submit a loan application. To confirm the given data, a verification transfer must be made from the bank account provided during the registration to the company’s account. When the money (1 grosz) is already on the company’s account, the application is reviewed and in the case of a positive decision, the money is paid to the applicant’s account. Everything is done via the Internet, so we can file an application at any time and from any convenient place for us.


By submitting a request for a payment in payday loanfor the first time, we can get a maximum of PLN 1,500 for 30 days. Importantly, if you repay your loan on time, it will be a loan for free. This is a special offer for new customers, which the company introduced a few years ago to encourage them to submit applications. After timely repayment, we can borrow more money, and the maximum limit is up to PLN 4,000. The repayment period always remains the same and amounts to 30 days. However, we must know that if we do not have the time to pay the debt, we can extend it after agreeing with the lender.


Moment in payday loanwill certainly be in the long list for fast online loans. But we must be aware that this is a good loan and that is why we should consider whether this is the best solution for us.

Maternity Credit: Consumer and Fast Loan

If you are looking for a withdrawal and a credit during maternity , you probably know that the options are not many. However, there are suggestions for credits for mothers. They are 2 types – consumer with preferential terms and quick money on a loan for mothers. see for further notes

On this page we have selected both consumer and fast loans for mothers with children.

On this page we have selected both consumer and fast loans for mothers with children.

Consumer credit “Donna” from UniCredit Bulbank

  • Preferential credit for mothers with children up to 3 years old.
  • Very fast response when applying.
  • Reduced interest and principal for 1 year of maternity.
  • Without paying commissions.
  • Maximum amount: up to 50000 BGN or 25000 EUR.
  • Term of repayment of this loan during maternity: up to 10 years.
  • Collateral: guarantee and transfer of salary to bank account.
  • You can use the loan for furnishing, excursions, holidays, dental services, purchase of kitchen equipment, etc.


  • Provides credit during maternity, fast loan money for unemployed, self-employed, retired – to people regardless of their social status, regardless of income and marital status.
  • Loan from 50 to 800 leva, repayable within 45 days or Loan in installments up to BGN 3,500, repayable for up to 12 months.
  • Conditions of Grant: You must be an adult citizen of the Republic of Bulgaria.
  • Simplify online application by filling in the request form, which is processed immediately.
  • The money is on the same day, immediately after approval (up to 10 minutes) on a bank account and at Easypay.
  • Financing without proof of income – practically unlimited.
  • No guarantors or other collateral are required, you may use a guarantee from Fermatou Bank.

Free Loan

  • Maternity loan, quick money for unemployed, self-employed, retired.
  • Amount up to 700 leva, repayment term up to 45 days.
  • There are no application fees.
  • Discretionary loan for Bulgarian citizens without proof of income.
  • Loan without collateral, money without guarantors, loan without conditions and restrictions.
  • Loan type – fill in the online application, it is processed immediately, after approval, you confirm the loan with JMC and the money is transferred to your bank account or you receive them in a convenient for you cashier.

Cash Loan

  • Money on a loan for mothers.
  • Credit immediately – approval within 6 minutes.
  • Loan size from 100 to 2,000 leva, repayment period from 1 to 18 months, approval up to 6 minutes.
  • Online application free of charge.
  • Application conditions – Bulgarian citizens aged 18 and over with a valid ID card.
  • Collateral is required – You must bring 2 natural persons guarantors / work on an indefinite employment contract and have a minimum gross remuneration of 1 500 BGN / or submit a bank guarantee from a bank approved by the lender within 5 days after the money is disbursed.
  • You are not required to declare what you will use the money for.
  • You may repay the loan partially or early, you may receive information about past and current loans.

Maternity is an important period in every family’s life in every woman’s life. Apart from the purely human and emotional aspects, it has serious financial and economic consequences, so many people are looking for credit during maternity. During maternity, women receive compensation paid by the National Social Security Institute.

The types of benefits, who has the right to receive them and for how long, are regulated in the legal framework of our country – in the Social Security Code and in the Ordinance on the Cash Benefits and Benefits of Social Security. The most important cash benefits for maternity are: during pregnancy and birth for a period of 410 calendar days and maternity benefits in cash up to 2 years of child’s birth.

The entitlements to these benefits are those who are insured for “General Sickness and Maternity” and have contributions to the Fund. Conditions for acquiring the right to these benefits: At the beginning of the leave, the persons are insured and have at least 12 months as a retirement age / may be interrupted, may be with a different employer /, provided for “General illness and motherhood “.

The amount of the cash benefit up to 410 days is 90% of the average daily gross salary or the average daily subsistence income on which the contributions are paid. The period taken is the last 24 months before the leave before pregnancy and childbirth. After the 410 days until the child is 2 years old, a cash benefit is paid, which is set in the budget of our country – in 2018 it is 380 leva.

Mother’s expenses are constantly growing as the child grows up, in addition to permanent communal households, new ones appear, often those that are not delayed. Banks are hard to lend to women who are mother-in-law or, if they do so, are demanding a mandated, solvent payer who meets a number of conditions such as: working on an indefinite employment contract, having a high insurance income, having a good credit history, he does not have loans and is not a guarantor of others, etc. An alternative solution is to withdraw a loan from a non-bank financial institution.

This is a good opportunity, provided you have correctly predicted the exact amount of the amount you need, and you know how you will return it with the money from your motherhood. Fast loans are short-term solutions in a small amount.

You can apply online for credit with a minimum of documentation that saves you time, you do not look for guarantors, no bets are needed, you get the money right away on the day of applying in a convenient way. You can choose the size of the repayment installments yourself and the maturity date. These are easy credits , but with a lot of lichen, so be careful.

Credit without Employment Contract: Fast and Emergency Loan

The fast online loans have been granted small sums, which need to be repaid shortly. Urgent and rapid k REDIT to 5,000 lev without a contract and without proof of income is not a widespread practice, especially when not secured a permanent and permanent employment or another source of income to ensure correct payment of the loan. Lack of a labor contract is a challenge for the lender.

We will give you suggestions for loans up to BGN 5,000 without an employment contract.

We will give you suggestions for loans up to BGN 5,000 without an employment contract.

Credit Express

  • No contract of employment is required.
  • An amount of 100 to 5,000 BGN , payback period up to 1 year.
  • Applying – electronically by email or in a company office after consulting with a financial advisor.
  • Fast and urgent response – up to 2 hours, the contract is signed in an office or with a sales representative.
  • Required documents – valid ID card.
  • No guarantors required, no mortgage.
  • You receive the money at the office of the company, by bank transfer or at EasyPay.
  • A document is issued for each payment.
  • Methods of repayment of the loan – weekly, fifteen days or monthly.
  • Various options for repayment – by bank transfer, at EasyPay, at the office of the company, financial advisor.

And loan

  • No employment contract is required – credit only against identity card .
  • You yourself choose an amount and a repayment term of the loan ranging from BGN 100 to BGN 5,000 and a term of 1 to 24 months.
  • Requirements for applying – Bulgarian citizens who have reached 18 years of age with permanent address and income.
  • Easy procedure and quick release, fill out an online application and get an opinion within the working day.
  • Fixed interest for the entire loan period.
  • Credit money is received in cash at the office of the company.
  • There are no fees for applying for and allocating the money, there are hidden fees and additional costs.
  • Personal service from a personal credit consultant.
  • Fast online loans in monthly installments , gathered in the comfort of your home.

Purson flannery

  • Fast and emergency credit up to BGN 5,000 without a labor contract.
  • Rates ranging from 100 to 5,000 BGN, repayment term: 12, 17, 25 and 32 weeks – you can choose, depending on your financial possibilities, small amounts, equal installments.
  • Fast money up to 3 hours after approval .
  • Conditions for granting of credit – Bulgarians aged 18 or 18 or permanent residents of the country living in the territory of a city where the company has territorial offices.
  • Headquarters – in the town of Pernik, offices in Vratsa, Gabrovo and Tryavna.
  • Required documents for application – ID card.
  • Credit is drawn once.
  • The interest rate depends on the amount granted and the period for repayment.
  • No fees, no commissions, no extra costs.


  • If you apply at an office of the company, only an ID card and wire solutions are required (if you have one) and the loan that can be granted is between BGN 100 and BGN 5,000 under different individual redemption schemes.
  • Fast loans , money you get by bank transfer.
  • Transparent credits without additional charges and hidden clauses.
  • You can refinance your credit if you are loyal customers and you still have several contributions. You can refinance even if you have borrowed a loan from another company.

United Bulgarian Bank

  • No requirement for an employment contract.
  • Amount up to BGN 5,000, repayment term up to 6 years.
  • Additional requirement – customer age 20 to 70 years.
  • Required documents – identity card, application – declaration for granting of credit and document certifying obligations in other banks.
  • You decide how to repay – through equal monthly payments or equal payments on principal and declining interest.
  • There is no application fee.
  • There is a credit assessment fee and service charge on the credit account.

When you withdraw not only a loan of up to $ 5,000 without a contract, but of any other kind of fast credit, be careful. Read all the clauses in the contract and the fine print. Inform yourself what interest you have to pay, what is the final amount you will pay off, what are the fees, etc. However, this is your money. Do not sign the contract without clearing all the clauses and points on it!